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Boat Insurance

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Kilgro and Associates, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Kilgro and Associates, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Kilgro and Associates. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

*Decatur Location

439 Johnston St. SE
Decatur, AL 35601
Main office: 256-398-6452
Fax: 256-350-7630

Athens Location

800 US HWY 72 W, STE G
Athens, AL 35611
Main office: 256-398-6438
Fax: 256-232-5237

Huntsville Location

4008 Triana Blvd.
Huntsville, AL 35805
Main office: 256-398-6466
Fax: 256-232-5237

Our Providers

Testimonials

I was very pleased with kilgro and Associates. This was my first time shopping for insurance on my own , and they were beyond helpful. my agent helped me to make sure I was covered for everything I needed on my car, from my liability limits all the way to insuring I had rental car coverage since I only have one car.

thebankerlady
I am consistently impressed by the level of service I get from Mr. Kilgro and his agency! They are incredibly responsive to my requests, and they conduct their business everyday with a smile and a sense of humor everyday. My insurance is much cheaper than my previous insurer, and they let me choose what I wanted rather than telling me what I needed. Would highly recommend!

MAS2012
I can't say enough good things about my experience with this agency. The knowledgable and friendly staff were more than willing to answer all of my questions. I highly recommend calling Mr. Kilgro for all of your insurance needs.

Mattox