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Long-Term Care Insurance

Personal and Financial Protection for the Long Term

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Kilgro and Associates, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Kilgro and Associates can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Kilgro and Associates to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

Our Locations

*Decatur Location

439 Johnston St. SE
Decatur, AL 35601
Main office: 256-398-6452
Fax: 256-350-7630

Athens Location

800 US HWY 72 W, STE G
Athens, AL 35611
Main office: 256-398-6438
Fax: 256-232-5237

Huntsville Location

4008 Triana Blvd.
Huntsville, AL 35805
Main office: 256-398-6466
Fax: 256-232-5237

Our Providers

Testimonials

I was very pleased with kilgro and Associates. This was my first time shopping for insurance on my own , and they were beyond helpful. my agent helped me to make sure I was covered for everything I needed on my car, from my liability limits all the way to insuring I had rental car coverage since I only have one car.

thebankerlady
I am consistently impressed by the level of service I get from Mr. Kilgro and his agency! They are incredibly responsive to my requests, and they conduct their business everyday with a smile and a sense of humor everyday. My insurance is much cheaper than my previous insurer, and they let me choose what I wanted rather than telling me what I needed. Would highly recommend!

MAS2012
I can't say enough good things about my experience with this agency. The knowledgable and friendly staff were more than willing to answer all of my questions. I highly recommend calling Mr. Kilgro for all of your insurance needs.

Mattox