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Farm Owners Insurance

You Have Made It Your Living. Keep It Protected

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Kilgro and Associates, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from Kilgro and Associates is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Dwelling

For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Kilgro and Associates will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Personal Property

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability

Liability protection from Kilgro and Associates helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
 

Our Locations

*Decatur Location

439 Johnston St. SE
Decatur, AL 35601
Main office: 256-398-6452
Fax: 256-350-7630

Athens Location

800 US HWY 72 W, STE G
Athens, AL 35611
Main office: 256-398-6438
Fax: 256-232-5237

Huntsville Location

4008 Triana Blvd.
Huntsville, AL 35805
Main office: 256-398-6466
Fax: 256-232-5237

Our Providers

Testimonials

I was very pleased with kilgro and Associates. This was my first time shopping for insurance on my own , and they were beyond helpful. my agent helped me to make sure I was covered for everything I needed on my car, from my liability limits all the way to insuring I had rental car coverage since I only have one car.

thebankerlady
I am consistently impressed by the level of service I get from Mr. Kilgro and his agency! They are incredibly responsive to my requests, and they conduct their business everyday with a smile and a sense of humor everyday. My insurance is much cheaper than my previous insurer, and they let me choose what I wanted rather than telling me what I needed. Would highly recommend!

MAS2012
I can't say enough good things about my experience with this agency. The knowledgable and friendly staff were more than willing to answer all of my questions. I highly recommend calling Mr. Kilgro for all of your insurance needs.

Mattox