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Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Kilgro and Associates, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Kilgro and Associates, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Kilgro and Associates.

Our Locations

*Decatur Location

439 Johnston St. SE
Decatur, AL 35601
Main office: 256-398-6452
Fax: 256-350-7630

Athens Location

800 US HWY 72 W, STE G
Athens, AL 35611
Main office: 256-398-6438
Fax: 256-232-5237

Huntsville Location

4008 Triana Blvd.
Huntsville, AL 35805
Main office: 256-398-6466
Fax: 256-232-5237

Our Providers

Testimonials

I was very pleased with kilgro and Associates. This was my first time shopping for insurance on my own , and they were beyond helpful. my agent helped me to make sure I was covered for everything I needed on my car, from my liability limits all the way to insuring I had rental car coverage since I only have one car.

thebankerlady
I am consistently impressed by the level of service I get from Mr. Kilgro and his agency! They are incredibly responsive to my requests, and they conduct their business everyday with a smile and a sense of humor everyday. My insurance is much cheaper than my previous insurer, and they let me choose what I wanted rather than telling me what I needed. Would highly recommend!

MAS2012
I can't say enough good things about my experience with this agency. The knowledgable and friendly staff were more than willing to answer all of my questions. I highly recommend calling Mr. Kilgro for all of your insurance needs.

Mattox